If your employer’s 401(k) plan has auto-enrollment, you’ll automatically start making contributions to your account once you’re eligible. Under a federal law enacted in 2022, most new 401(k) plans ...

More workers are following experts’ advice in saving for retirement, even when finances feel precarious. It’s happening because 401(k) plans are using a simple human trait to guide us: our inclination ...

"We want to remove barriers for people to save for retirement, and automatic enrollment really addresses one of the problems that people face: They may be overwhelmed with the responsibility of saving ...

Automatically enrolling workers in a retirement plan is one of the most powerful tools policymakers and retirement plan sponsors have found to increase retirement savings. A bill making its way ...

If you’ve procrastinated about signing up for your company’s 401(k) retirement savings plan, you’re not alone: About one-third of eligible employees haven’t enrolled, even when their employer offers ...

The same research team that documented the impact of auto-enrollment and auto-escalation in 401(k) plans has returned to the topic to assess how real-life events affect the longer-run effect of these ...

IMGCAP(1)]There has been a significant trend in recent years to add automatic features to 401(k) retirement plans. The most common, automatic enrollment, is a feature that automatically enrolls new ...

As the debate over Social Security reform reaches the boiling point in Washington, the Investment Company Institute and the Employee Benefit Research Institute are urging employers to step up their ...

President Trump's first-term tax policies and how they affected 401(k) accounts can give clues on how current tax policies ...

All companies that offer 401(k) plans should be required to automatically enroll employees in the plans, the head of Putnam Investments told Investment Company Institute members today. Adopting a ...

It's that time of year again -- open enrollment season, when employees have to make decisions about the workplace benefits their employers offer. Of course, the easiest way to get through what can be ...