Saving for retirement can be confusing. You probably know that having a 401(k) is advisable, but if your eyes glaze over when presented with financial jargon, you’re not alone. Whether you already ...

Learn about qualified retirement plans, their two main types—defined benefit and contribution—and the tax benefits they offer ...

If you’re trying to maximize retirement savings, knowing the Roth 401(k) contribution limits for 2025 is key. This year, you can put away $23,500 from your paycheck, and if you’re 50 or older, you get ...

The typical employee contribution rate falls between about 8% and 10%, depending on the data source. When employer matches are added, total savings climb to about 12% to 14% of an employee's salary.

In 2026, 401 (k) participants who are 50 or older and high earners will face new rules regarding catch-up contributions made to their employer’s 401 (k) plan.

American workers who leave an employer at which they have a 401(k) account may not realize they can take that account with them rather than abandon those valuable retirement savings. The options ...

Many Americans contribute a percentage of their paycheck to their 401(k). Here's how your savings rate compares.

Vanguard 401(k) balances rose in a turbulent year for the economy. Rising stock prices drove much of the gain, Vanguard said.

The next generation of automatic features in 401(k) plans will include default savings rates that will give workers switching jobs the option to choose between the new employer’s default savings rate ...