There are different rules for inherited retirement accounts. When you build your own retirement account, you can contribute ...

There’s a host of under-the-radar rules beneficiaries need to know to minimize taxes and penalties and maximize the benefits ...

The IRS didn’t enforce the penalty from 2020 through 2024, but that leniency has ended as of 2025. The Secure Act of 2019 ...

New SECURE 2.0 Act rules have kicked in to reshape distribution and taxes for inherited IRAs and retirement plans. Read on ...

Explore spousal inherited IRA options, including rollovers, tax implications, and Secure Act changes. Learn how to maximize ...

Inheriting a Roth IRA avoids probate if the deceased listed you as a beneficiary. Spouses inheriting Roth IRAs can treat them as their own; others face a 10-year withdrawal limit. Non-spousal ...

With that in mind, here are five essential tax aspects every IRA beneficiary should know. If you have inherited an IRA or have any other retirement plan account, it's important to be aware of the ...

I have a pretty good amount in my IRA ($500,000) that I have contributed to for years. I also funded my husband’s IRA spousal ...

Tax and retirement planning expert Ed Slott discusses the ins and outs of distributions for these frequently inherited investment accounts. The original Secure Act eliminated the stretch IRA and ...

The SECURE Act, which became effective at the beginning of 2020, eliminated the "stretch IRA," with the exception of some beneficiaries. However, the IRS is mulling over key provisions particular ...

Recent legislative changes have stripped IRAs of all their redeeming qualities, Ed Slott said in a recent episode of Decoding ...

Slott, who is widely regarded as America's IRA expert, explained that IRAs were a good idea when they were first created. "You got a tax deduction, and beneficiaries could do what we used to call ...