There are five main choices for the self-employed or small-business owners: an IRA (traditional or Roth), a Solo 401(k), a SEP IRA, a SIMPLE IRA or a defined benefit plan. Many, or all, of the ...

Solo 401(k) plans are available to business owners with no employees (other than their spouse). These plans let business owners save up to $70,000 per year in 2025, or up to $140,000 with a qualifying ...

Explore defined contribution plans such as 401(k)s, individual plans, such as Roth and traditional IRAs, plus plans for the self-employed and small businesses, such as SEP and SIMPLE IRAs. Many, or ...

With increases to contribution limits for 401(k)s, IRAs, and HSAs this year, savers can set aside more of their money toward ...

Choosing the right home for your retirement savings is as important as saving for retirement in the first place. Your retirement plan dictates how much you can contribute annually, how it's taxed, how ...

Thomas Moore, head of Betterment Advisor Solutions, discusses the advantages of solo 401(k)s for entrepreneurs and how his firm’s new product is helping independent financial advisors who serve ...

A Roth solo 401(k) can make up for the loss of your access to an employer-sponsored retirement plan. Planning for retirement is crucial, especially for self-employed individuals or those without ...

(NewsNation) — Many employers offer retirement plans, such as 401(k)s, to full-time employees. However, many Americans don’t have access to a 401(k). With options like Roth IRAs, solo 401(k)s, and SEP ...

The entrepreneurial mindset of Humboldt County’s residents has been a highlight of our local culture for generations. However, being an entrepreneur comes with unique challenges. For business owners, ...