The Fair Credit Reporting Act outlines how credit data is collected, who can access it and what rights consumers have to dispute errors and protect their information.

Learn what credit criteria are, how they influence loan approvals, and tips to improve your creditworthiness for better ...

When you're browsing personal finance advice, "boosting your credit score" gets all the hype—understandably so, since credit scores are checked when you’re trying to rent an apartment, or a car, or ...

Understand credit denial, including common reasons why credit applications are rejected and what you can do next to improve ...

Making major financial purchases, like buying a house or a car, can typically only be done if your credit history is in good shape. Your credit history shapes your financial opportunities, and if it's ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Removing collections from your credit ...

With identity theft and fraud on the rise, it's essential to monitor your credit report for signs of fraud. If you've been scammed, you'll need to contact your local police, the FTC, all three credit ...

The other night, I was out to dinner with a friend who works in medical billing. She shared a story that really stuck with me. One of her coworkers forgot to include a patient’s disability status on a ...

Medical debt will continue to impact credit scores after a federal judge blocked a Biden-era rule designed to erase it from credit reports. The rule aimed to improve credit scores and expand access to ...

A clear overview of the differences between a credit report and credit score, highlighting their purpose, impact on borrowing ...

Today, whenever someone applies for a loan or credit card, the first thing that comes up is their credit profile. Many people ...