The Best Bank Accounts for 2026, Even if Rates Fall

Even if interest rates fall in 2026, the right bank accounts can still protect your cash, flexibility, and peace of mind.

Here's what happens when you open savings and checking at different banks

Opening checking and savings at different banks often earns more interest and makes spending and saving feel clearer.
NerdWallet

10 Best Checking Accounts for December 2025

SoFi’s Checking and Savings account earns a 0.50% APY (variable and subject to change) on the balance in its checking portion. Customers who enroll in SoFi Plus with direct deposit, or pay a $10 SoFi ...
MarketWatch

There’s a checking account that pays 5% APY right now — but is it right for you?

Deciding where to open a checking account depends on an individual’s unique set of needs — whether it’s fee-free withdrawals, access to a vast network of ATMs, overdraft protection, sign-up bonuses or ...
Investopedia

Best Checking Accounts With No ATM Fees for January 2026

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Brendan is a full-time senior editor of financial products and services at ...
Investopedia

Best Free Checking Accounts for January 2026

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Brendan is a full-time senior editor of financial products and services at ...