Discover how recoverable depreciation in home insurance covers replacement costs, impacts claims, and ensures full recovery of your belongings' value.

Understanding how plumbing conditions affect insurance coverage can help homeowners avoid costly cancellations.

Discover how the 80% rule affects home insurance claims and coverage. Ensure your policy meets industry standards to avoid ...

An umbrella insurance policy sits on top of your underlying insurance policies. In covered situations, when the limits on the underlying policies are exhausted, your umbrella insurance policy will ...

Your home is more than just a place to live — it's probably your largest investment. Protecting it from financial disaster starts with the right insurance coverage. When unexpected damage occurs, a ...

Homeowners insurance pays to repair or rebuild your home and replace its contents if they’re damaged by specific perils like fire, theft or weather events such as wind or lightning. What to know about ...

Like other types of home insurance, mobile home insurance is an important part of securing your finances. A good mobile home insurance policy protects you from liability and structural damage. It also ...

Tornado damage is typically covered by a standard homeowners insurance policy, but there may be exceptions. Many, or all, of the products featured on this page are from our advertising partners who ...