Maybe you have already dipped your toe into the alphabet soup of possibilities for retirement savings and felt overwhelmed. Or perhaps you do not know much about your retirement savings account ...

The proposed legislation mandates that employers with at least 10 employees, who do not currently offer a retirement plan, must automatically enroll their workers in individual retirement accounts.

This type of account offers triple-tax benefits, and is especially useful after you turn 65. And the great part is that you can open it well before retirement age.

Learn how to assess savings, manage cash flow, and explore part-time work and health coverage options to stay financially secure.