Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Both HELOC and home equity loan rates have declined substantially from their 2024 highs. Rates are being driven primarily by ...

Something we haven’t seen in months: a drop for HELOC rates — and a big one to boot. The average rate on a $30,000 home equity line of credit (HELOC) fell 13 basis points to 8.13 percent, according to ...

Learn how an equity line of credit works, its benefits, and risks. Discover the application process and qualifications to ...

Americans continue to fight an uphill battle with economic forces outside their control. Inflation is beyond its target, increasing the cost of goods and total expenses. Interest rates remain steady ...

Banks are pitching home-equity lines of credit as a cheaper form of borrowing as Federal Reserve rate cuts could lower HELOC rates to the mid-6% range, according to one estimate An increasing number ...

Home equity loan interest rates, already on a slow but consistent decline for much of the last 18 months, fell to a new 2025 low this week. Now at an average of just 8.23%, home equity loan rates are ...

How does a home equity loan work? First, it’s important to understand that the term home equity loan is simply a catchall for the different ways the equity in your home can be used to access cash. The ...

That housing is at its most affordable point in nearly three years may feel counterintuitive to the average consumer. The cost of everyday goods is still relatively high, and the majority of consumers ...