A recent WSJ article recommended that annuities be a default option in retirement plans. The author responds to readers’ ...

Both sides of the aisle expressed interest in more choices for  annuities in retirement plans, but only Democrats pushed for ...

A recent paper from the National Bureau of Economic Research explored a guaranteed payout path involving defaulting 20% of a retiree’s assets greater than a certain threshold into an immediate annuity ...

Key Takeaways A reintroduced House bill would let employees age 50 and older roll over some or all of their 401(k) savings into an annuity.Financial advisors warn that annuities can be complex, costly ...

Choosing how to ensure financial stability and security in your later years is one of the most important decisions you can make when planning for retirement. An annuity, however, can be essential in ...

Using 401 (k) Funds Under current law, access to retirement savings before age 59½ is deliberately restricted. Early withdrawals from 401 (k) plans generally trigger a 10% penalty on top of ordinary ...

Many retirees are unprepared for the switch from saving to spending. Here’s how to turn your retirement savings into steady, ...

Americans who are planning for their retirement with an employer-sponsored plan are open to adding annuities to shore up their post-work finances. A new report from the newly launched Allianz Center ...

Just a few short years ago it looked like qualified longevity annuity contracts (QLACs) were ready to catch on with defined contribution (DC) plan sponsors. Notices and regulations from the Department ...

For 50 years, defined benefit pension plans in the U.S. have been dying a slow death — and along with it, many workers’ dreams of adequate guaranteed retirement income for life. The good news is that, ...

This is a unique scenario in which the Redditor assumes his employer was setting up an annuity plan he did not want. The confusion stems from the employer setting up a website applicable to employees ...

Total US retirement assets were $48.1 trillion as of September 30, 2025, up 4.5 percent from June. Retirement assets ...