US boomers are trading the 4% rule for the 'bucket strategy': Here's how it works, and how to max your cash while protecting your nest egg

The 4% rule might be a little outdated for 2026.
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Boomers swap 4% rule for bucket strategy and how to max cash

Retiring Americans are quietly rewriting one of personal finance's most famous rules, trading the simplicity of a fixed 4 percent withdrawal for a more flexible "bucket" system that separates cash, ...
New Orleans City Business

Guest Perspective: Take this simple step as you approach retirement

Learn how to fund your retirement cash bucket using appreciated assets, savings, and tax strategies before leaving the workforce. While most retirement portfolios include allocations to stocks and ...
Forbes

How The 4% Rule Of Retirement Withdrawal Works, Plus 3 Alternatives

The 4% Rule is arguably the most famous strategy for making sure your retirement income lasts long. Developed in the 1990s, it offers an evidence-based answer to most retirees’ question: “How much can ...
Financial Advisor

Rethinking The 'Buckets' Approach To Retirement Planning

Salvatore M. Capizzi is executive vice president of Dunham & Associates Investment Counsel Inc., which has been challenging industry thinking for 40 years. He authored a whitepaper (“Is Our Industry ...
The Motley Fool

4 Different Retirement Withdrawal Strategies and the Pros and Cons of Each

Withdrawal strategies in retirement can feel tricky because no one wants to outlive their savings. There are enough withdrawal strategies to provide something for everyone. You don't have to stick ...

Gold vs. cash for your 'emergency' bucket in retirement: What to consider

Retirees face tough choices about their emergency funds as economic uncertainty impacts traditional planning.