If you’re looking for a safe, fixed-return option to grow your retirement savings, an IRA certificate of deposit (CD) can be a reliable choice. With an IRA CD, your money is placed in a federally ...

Why we chose this company: If you’re looking for a short-term CD, Live Oak is a good option. The bank offers a 4% APY on its ...

Since the Federal Reserve lowered its policy rate in September, many banks have quietly trimmed their CD APYs or discontinued splashy promo CDs. And with more rate cuts expected this year, APYs might ...

It often pays for retirees to put money into CDs. I'm not close to retirement, so I'm more focused on stocks these days. CDs are a good option when saving for near-term goals, not long-term ones. The ...

Certificate of deposit (CD) account rates remain attractive today, hovering 4% or higher. But with shifting inflation patterns and the Federal Reserve signaling more room for rate cuts, "CD yields may ...

The Federal Reserve's benchmark rate has fallen by a collective 0.75% this year, thanks to the Fed issuing three 25-basis-point cuts in recent months. In all, the Fed rate has dropped 1.75% since ...

Kelly is a former editor for CNET Money covering banking. She has over 10 years of experience in personal finance and previously wrote for CBS MoneyWatch covering banking, investing, insurance and ...

Understanding the nuances of how each product works is essential to determining whether they’re right for your financial goals — or how they might even work together. But comparing the ins and outs of ...

CD rates have fallen a little this year, but they're still looking pretty good for shorter terms. A few banks out there are offering 1-year CDs with APYs in the 4.00% range. Not bad at all… But ...