There are several key differences between a Roth 401(k) and a 401(k) that may make one option more beneficial than the other ...

A 401(k) plan is a tax-advantaged retirement account offered by many employers. There are two basic types—traditional and ...

Traditional 401(k)s give you a tax break today, but require you to pay taxes on your withdrawals later. Roth 401(k)s don't have an upfront tax break, but allow for tax-free withdrawals in retirement.

Employers often force employees to choose between investing in two employer-sponsored retirement accounts: the traditional 401(k) and the Roth 401(k). Sound familiar? If so, you've probably debated ...

There's a new rule coming to 401(k) catch-up contributions this year that affects higher earners. And it may also have an ...

One of the most important things you can do for your retirement is save consistently for it. You should expect to need money on top of what Social Security pays you. And the larger a nest egg you ...

The SECURE 2.0 Act eliminated RMDs for Roth 401(k)s. Learn what this major change means for your retirement strategy and ...

Retirement plans such as 401(k)s and IRAs are powerhouse savings accounts, giving you a tax break either when you contribute to the account or when you withdraw your money — plus taxes are deferred ...

The new change to catch-up contributions could mean you’ll have more taxable income in the next filing year. For ...

You may love your Roth 401(k), but your employer might not be matching your enthusiasm If you are all in on Roths, it might be a little vexing to you that your employer is not. More than 82% of large ...

After delaying a rule requiring high-income 401(k) savers aged 50 or older to make catch-up contributions in Roth accounts, the IRS has signaled that it will take effect starting next year. Industry ...

Understanding these key distinctions can help your retirement savings go further. A traditional 401(k) used to be the standard for retirement savings, but the Roth 401(k) has surged in popularity in ...