Learn how a spousal IRA works, who qualifies, contribution rules and how to choose between a traditional or Roth IRA for spousal savings strategies today.

Most married couples handle their finances together. But the IRS doesn't treat retirement accounts as a family matter, instead forcing people to have individual IRAs. If you and your spouse have ...

A spousal individual retirement account is a separate Roth or traditional IRA for a non-working spouse. If you're married and file jointly, you have until the federal tax deadline — April 15 for most ...

For many couples, retirement doesn't happen for both partners at the same time. If you've retired but your spouse is still in the workforce, you might assume your days of contributing to an Individual ...

Millions of Americans work in the home without getting paid. According to the Pew Research Center, 18% of parents are stay-at-home moms and dads. Beyond parenting, millions of adults care for elderly ...

Generally, you can’t contribute to an individual retirement account (IRA) unless you earn an income in a given year. The spousal IRA, however, is an exception to this rule. If one spouse works and the ...