An IRA or 401 (k) rollover is one of those bumps in the road. A number of events can arise that make a rollover necessary, ...

You can also simply use a Roth IRA to pay for college without taking the step of converting the money to a 529 plan. As long ...

Contribution limits are not reduced to a Roth or traditional IRA based on 401(k) participation, so maximize contributions if ...

Learn how beneficiaries can manage non-spouse inherited IRAs. Explore distribution rules, Secure Act changes, and tax ...

A 401(k) depends on your employer, but anyone with income can open an IRA. Take advantage of employer matches and choose the ...

Traditional IRA contributions may be tax-deductible, depending on your income and whether you have a workplace retirement account. Earnings in an IRA, including dividends and gains, are not taxed ...

Converting to IRA into a Roth IRA could come with a significant tax bill, but the key to lowering the tax bill is timing.

New SECURE 2.0 Act rules have kicked in to reshape distribution and taxes for inherited IRAs and retirement plans. Read on ...

My regular readers know that I think of everyone I meet as a "retiree" or a "future retiree," no matter their age. And yes, in case you're wondering, I don't exclude 5- and 10- year-olds from the ...

Typically, a parent wishes to treat their children equally in their estate plan and presumes they will achieve this goal by ...

Retirement planning is no longer an easy task. Age, retirement plan options, taxes, and required minimum distributions (RMD) ...