You can convert an IRA to a Roth no matter how old you are. But if the conversion boosts your income, it could have tax ...

One common swap that people make is converting their traditional IRA to a Roth IRA. With this move, retirees can skip paying ...

In this week's Ask the Editor Q&A, Joy Taylor answers questions on how to convert a traditional IRA to a Roth IRA.

Roth conversions offer a strategic solution for retirees to reduce taxes, maximize retirement income, and leave a legacy of ...

The IRS also forces people with a traditional retirement plan to start withdrawing their money eventually. Those forced ...

When it comes to saving for retirement, the Roth and traditional IRA are like two sides of the same coin. Both offer powerful ways to grow your savings, but they come with distinct tax advantages — ...

Retirement plans such as 401(k)s and IRAs are powerhouse savings accounts, giving you a tax break either when you contribute to the account or when you withdraw your money — plus taxes are deferred ...

When you leave a job, it is usually a smart move to take your 401(k) with you. That does not mean cashing it out, since doing ...

Many retirement specialists tout the advantages of Roth accounts. Whether a Roth IRA or Roth 401(k), these savings vehicles can grow free of taxes, withdrawals after the first five years are tax-free ...

Who doesn’t appreciate tax-free investment growth, tax-free withdrawals and not having to take required minimum distributions ...

Test your basic knowledge of traditional and Roth contribution rules in our quick quiz.

There are plenty of ways to minimize your tax liability and that’s especially true when you have worked hard to sock away retirement money. Tax advisors are constantly searching for new ways to avoid ...