Learn what annuities are, how fixed, variable, indexed, immediate, and deferred annuities work, and how they can help provide steady retirement income.

An annuity can help you save for retirement and has favorable tax benefits. Experts caution that annuities can be complex and risky, carry high fees and are difficult to cancel. Some alternatives to ...

In recent years, there has been an increase in the sale of individual annuity contracts to participants in defined contribution (DC) plans, and most of these sales are of individual variable annuity ...

Modern Solutions For Legacy Annuities New strategies now allow firms to unlock the full value of legacy commissioned annuity books—creating wins for clients, advisors and acquirers alike. These assets ...

Discover why a registered index-linked annuity offers the potential to enjoy stock market gains while also protecting you ...

Other than Social Security, what's the best source of monthly income in retirement? Here's what annuities can do. Got a question about investing, how it fits into your overall financial plan and what ...

Jen Hubley Luckwaldt has over 15 years of experience writing and editing personal finance content. Her passion is making information about finance and investing accessible to everyone. Prior to ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But as retirees dive deeper into their annuity research, they might find ...

Survey after survey shows that retirees want lifetime income. Income annuities—products that convert a lump sum balance into a stream of income cash flows—deliver just that, which is why they are ...

Annuities can guarantee you lifetime income, but they have their drawbacks. Ramsey isn’t a fan of their high fees and commissions. A fixed annuity may also do a poor job of keeping up with inflation.

An annuity can provide you with a steady stream of income, ensuring that you have money when you need it. That’s why many people turn to annuities during retirement, to be sure that they have cash ...