How Does a SEP-IRA Work? A listener named Wasittha asked me the following question: “I’ve been trying to max out my IRA and 401(k). However, I’ll be unemployed next year for a while–hopefully not for ...
The Employee Retirement Income Security Act of 1974 (ERISA) created the IRA account, and by 1975, workers who had no access to employer-sponsored retirement plans could contribute up to $1,500. Over ...
Employers can’t contribute directly to an employee’s personal Roth IRA, but they can still help with retirement savings in other ways. The SECURE 2.0 Act allows employers to contribute to SIMPLE IRAs ...
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