Discover what a zero balance card is and learn how it can benefit your credit score by reducing debt and managing your credit ...

Closing your oldest credit card can trigger a drop in your credit score for reasons most people never see coming.

Negative entries like late payments and charge-offs stay on your credit report for seven years - this is what's known as the "seven-year rule." ...

Learn about the evolving rules of credit scores and effective strategies to improve your credit score from Bonita Grant, founder of Cure My Credit Score.

A small unpaid balance can trigger interest charges, score shifts, and reporting issues even if you pay your bill on time.

For many people, a credit card feels like an invitation to overspend. If you’re someone who prefers to keep life simple, ...

The national average credit score is in the low 700s, according to credit bureaus Equifax and Experian. Key Takeaways. Your ...

Today, whenever someone applies for a loan or credit card, the first thing that comes up is their credit profile. Many people ...