You’ve probably heard that mortgage rates hit a new 2026 high. That’s true. The 30-year fixed climbed to 6.89%, per the latest daily rate update from Mortgage News Daily. It is indeed the highest ...

If you’re thinking about buying a property in a rural part of the United States, my USDA loan calculator could help you determine eligibility. Aside from estimating your full monthly payment, ...

If you’ve owned your home for a while, you might be curious how much home equity you have. And perhaps more importantly, if you can tap into that equity and get some cash to pay for expenses. This is ...

Below is a list of “mortgage help” topics I feel are beneficial to anyone thinking about buying real estate, getting a mortgage, currently going through the mortgage process, or even those who already ...

A new battle, or perhaps war, is underway for control of real estate listing data. Depending on who you ask, it’s about the consumer. Mostly the home seller, who logically benefits from maximum ...

One interesting aspect of the home loan process is the sheer number of individuals you’ll work with along the way. You don’t just speak to a salesperson and call it a day. Lots of people are involved ...

As the name implies, “prepaid interest” is money you owe to a bank or mortgage lender that is paid in advance of when it is actually due. In terms of why it needs to be paid before the due date, there ...

Mortgage rates aren’t so low these days. In fact, they’ve basically doubled since early 2022. While this clearly isn’t great news for aspiring home buyers or those looking to refinance, it has opened ...

You may have heard that mortgage is a “good debt,” in that it’s okay to carry a multi-hundred-thousand-dollar loan for decades on end. While that may sound counterintuitive to the many anti-debt folks ...

Like the year before, United Wholesale Mortgage (UWM) was the top mortgage lender in 2024. It marked their second year as the top dog, beating out their crosstown rival Rocket Mortgage yet again.

While it seemed mortgage rates just couldn’t catch a break, a positive CPI report has led to a huge rally. This is one of the bright sides to a decidedly negative environment, where if and when good ...