One way to start the year on a positive note is by setting yourself up today to benefit from the tax breaks of an individual ...

Generally, you should only make 401(k) withdrawals as you enter retirement, but there are certain situations in which you may ...

Rolling over a Roth 401(k) to a Roth IRA preserves tax-free withdrawals and opens more investment options. Contact your plan administrator for a trustee-to-trustee transfer to avoid tax issues ...

rollover is when you transfer funds from an existing 401(k) sponsored by your employer to any other type of retirement plan, including a physical gold (or silver) IRA. Investors can usually do ...

You can transfer some or all of your existing traditional IRA or employer-sponsored retirement account balance to a Roth IRA, regardless of your income. Once the conversion is complete ...

In reality, though, the best move for a lot of people is to take the tax hit and convert a lot of money quickly, says ...

When you define and allocate retirement plan assets in a divorce correctly, you can avoid unnecessary taxes and more. In a divorce, IRA divisions are classified as transfer incidents. During a ...

The Roth IRA — a popular retirement account — is similar to a traditional IRA in that you can regularly contribute to the account and watch your investments grow so you have a nest egg to tap ...

Individual retirement accounts (IRAs ... For example, you could set up an automatic transfer of $200 per paycheck into your IRA, so you don't have to remember to do it. People who automate parts of ...