24/7 Wall St7h
I Used to Think a Roth IRA Was the Ultimate Retirement Account, Until I Learned These 8 Drawbacks
A Roth IRA is a powerful tool if you use it correctly, but no employer match, lower limits, and income restrictions make it a ...
With $715k in a Roth IRA and $3,400 Monthly Between My Pension and Social Security, Can I Retire at 64?
Retirement becomes financially feasible when projected income exceeds projected expenses. Retiring at age 64 with $715,000 in ...
24/7 Wall St3h
Inherited IRAs and RMDs: The Hidden Risks for Heirs
Inherited IRAs pose a number of new challenges, due to the SECURE Act of 2019 and updated IRS guidelines regarding RMDs.
These 10 US states now offer ‘automatic IRAs’ for a specific group of workers — and more will follow suit to help solve the retirement savings crisis. Are you eligible?
Nearly all other states are exploring or implementing similar state-facilitated savings programs to help private sector ...
Business Insider23h
Best IRA CD Rates for February 2025: Grow Your Retirement Fund
Signature Federal Credit Union offers strong rates on its IRA CDs. Its IRA CDs can be traditional, Roth, or ESA (educational) IRAs. If you're interested in opening an educational IRA, Signature ...
14 Financial Strategies To Avoid Running Out Of Money In Retirement
The more financial freedom you have, the easier it will be to make your money last in retirement. We share 14 financial tips ...
Warren Buffett used to give his family $10,000 every Christmas until he noticed they spent it too fast — here are 4 better ways to use a holiday windfall
Warren Buffett is known for both his generosity and his frugality. That might be why he pulled the plug on large cash gifts ...
Down East Magazine6h
How to Plan for Your Grandchildren’s Financial Future
The team at Waterville’s Golden Pond Wealth Management advises clients who wish to help their family’s younger generations.
Trump to Tap Critic of Biden Broadband Plan to Oversee Program
The Trump administration plans to nominate an opponent of former President Joe Biden’s $42.5 billion broadband funding ...
$42B broadband grant program may scrap Biden admin’s preference for fiber
US Senator Ted Cruz (R-Texas) has been demanding an overhaul of a $42.45 billion broadband deployment program, and now his ...
Is gold a better short- or long-term investment now? Here's what experts say.
Overall, "gold is better suited for investors with a long-term investment horizon," emphasizes Yoshida. He notes that recent pullbacks present good opportunities to enter the gold market gradually ...