In data released Dec. 15, 2025, the national average for six-month CDs is 1.58%, according to the FDIC. However, there are ...

The best CD yield from a national bank is The First National Bank of Litchfield with a 4.06% APY on a 12-month CD with a ...

The Fed cut rates a total of three times in 2025, but today's top CDs still offer yields as high as 4.27% APY. Secure a solid ...

Every CD featured here is FDIC-insured, so your deposits are safe up to $250,000. The right fit really comes down to two things -- how long you're willing to set your money aside and how much you plan ...

Recommended by top retirement consultants, five simple strategies can make a world of difference for baby boomers in their ...

Even in a bull market, it's wise for retirees to keep money for the next few years in a conservative bucket to preserve their spending power. Those who haven't yet retired may also want to set ...

With close to a decade of writing and editing experience, Maisha specializes in service journalism and has produced work in the lifestyle, financial services, real estate, and culture spaces. She uses ...

In recent years, certificate of deposit (CD) interest rates reached historic highs, due, in large part, to the Federal Reserve pushing up its benchmark rate to try and temper inflation. As the ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...

If saving more money is one of your financial goals for the new year, you're not alone. According to Fidelity, 44% of Americans share that goal. And for the second year in a row, more than half of ...

If you're looking to save some cash, now's a good time to lock in a guaranteed, inflation-beating return before savings rates potentially dip. Why's that? The Federal Reserve is set to meet at the end ...