IRAs also offer tax benefits, and they are set up to encourage you ... such as individual stocks, bonds, mutual funds, CDs and cash. You can open an IRA at most banks and credit unions, as well ...

In our analysis, the best IRA accounts offer a large selection of low-cost mutual funds and ETFs, helpful retirement planning tools, educational guidance and strong customer support. Many or all ...

Matt is the co-author of The Astonishing Collapse of MF Global as well as the creator ... can be extremely significant. Opening your IRA is the most important step you can take.