Discover smart investments for Roth IRAs, avoid prohibited transactions, and understand contribution limits for optimizing your retirement savings.

A backdoor Roth IRA is a strategy that allows high-income earners to bypass the ordinary income limits on Roth contributions and get money into a Roth IRA account. The strategy is called a “backdoor” ...

Americans living abroad can still benefit from a Roth IRA for retirement savings, just like those in the U.S., but there are some extra considerations. Both expatriates and U.S.-based savers need ...

It indicates an expandable section or menu, or sometimes previous / next navigation options. Understanding the basic Roth IRA withdrawal rules Rules for withdrawing from a Roth IRA Roth IRA early ...

Roth strategies are not going away. But the way certain federal employees use them is changing, and the timing of your ...

Roth IRA contribution withdrawals are always tax and penalty-free. However, if you pull your Roth earnings too early, you’ll likely have to pay a penalty or taxes, unless you qualify for an exception.

While a person typically can't contribute to an IRA without earned income, there is an exception: having a spouse. If your ...

An inherited Roth IRA, also sometimes called a beneficiary IRA, is an account created for the beneficiary of a Roth IRA after the original account holder’s death. Inherited Roth IRAs do not inherit ...

Discover the rules, tax implications, and strategies for using an IRA to invest in real estate properties, including homes, commercial spaces, and land.

Tax and estate planning isn’t for the faint of heart. The rules are complex and each decision seems to have a multitude of ...

The Secure Act of 2019 changed inherited IRA rules. Distribution time frames from inherited IRAs depend on whether you’re a spouse. Required minimum distributions from an inherited IRA could be ...