Roth IRAs aren't subject to required minimum distributions. High earners have workarounds that allow them to also contribute ...

The SECURE acts introduced several major changes to RMDs over the last few years. The changes impact both retirees and those ...

Roth and Traditional IRA contribution limits, income rules, and deduction phase-outs can help you make the most of your retirement savings.

Investing in a Roth IRA can be a smart way to save for retirement, but enjoying the tax benefits of a Roth generally takes some patience. That’s because you fund these accounts with after-tax ...

Q. I am confused about the five-year regulations regarding Roth conversions. Can you clarify? A. This is a question I receive frequently. I put the question to Sarah Brenner, an attorney with Ed Slott ...

Self-directed individual retirement accounts (SDIRAs) are traditional or Roth IRAs with expanded investment options.

Americans living abroad can still benefit from a Roth IRA for retirement savings, just like those in the U.S., but there are some extra considerations. Both expatriates and U.S.-based savers need ...

In January, new Roth catch-up rules will prevent workers over 50 who earned more than $150,000 the prior year from making pre ...

An inherited Roth IRA, also sometimes called a beneficiary IRA, is an account created for the beneficiary of a Roth IRA after the original account holder’s death. Inherited Roth IRAs do not inherit ...

Yes, but only if you follow very specific IRS rules Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have ...

The Secure Act of 2019 changed inherited IRA rules. Distribution time frames from inherited IRAs depend on whether you’re a spouse. Required minimum distributions from an inherited IRA could be ...