I'm now writing to you for advice a second time. I'm 51, still married, 25 years now, and still residing in Maryland. My whole financial world is upside down as my life has changed dramatically. The ...

Under normal circumstances, IRAs can’t be transferred or gifted to a new owner, but divorce is an exception. IRAs can be ...

Many people save for retirement through tax-deferred accounts, such as a traditional IRA or 401(k). This means you avoid, for now, paying taxes on the income you contribute to those accounts. But when ...

In this piece, we’ll check in on a case of a 20-something-year-old individual who took to the r/MiddleClassFinance subreddit ...

For one, it has a much higher contribution limit than many other retirement accounts. In 2025, you can invest up to $23,500 per year in a 401 (k), while the contribution limit for traditional and Roth ...

Dear Need, Saving for retirement can be very difficult for married spouses who stay home to care for family or otherwise have ...

Avoid costly tax mistakes with your IRA. Learn how skipping IRS Form 8606 cost one investor $50,000—and how you can protect ...

Financial plans based purely on growth, like the 60/40 portfolio, are built for a different era. Today’s retirees need plans ...

Should I rollover to my traditional IRA or set up an inheritance? He was already taking RMDs from his traditional IRA. I am 75 years old and have also been taking my RMDs.

Since the Roth IRA was introduced in 1997, it has become one of the most popular ways to save money for retirement. Workers ...

"What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost our retirement ...

Not all money in a Roth Thrift Savings Plan account is automatically tax-free, and there are several things to consider ...