Retirement expert Denise Appleby shares common pitfalls and real-life examples for IRAs, required minimum distributions, and ...

There used to be what you might call “backsies” or a “do-over” on converting money from a traditional IRA to a Roth. You could pay the tax on the distribution, move the money and then change your mind ...

If you’re contributing to a Roth IRA, you’re already ahead of the game. Roth IRAs are a retirement saver’s dream. These ...

A 401 (k) is the most popular type of retirement account, but it's not the only option available. Others, like individual ...

In this piece, we’ll check in on a case of a 20-something-year-old individual who took to the r/MiddleClassFinance subreddit ...

Dear Savvy Senior, What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost ...

Not all money in a Roth Thrift Savings Plan account is automatically tax-free, and there are several things to consider before making a withdrawal to avoid tax and other penalties.

Dear Savvy Senior, What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost ...

Here, we'll compare the two and help you determine which one best meets your needs. The best features of a Roth IRA Each ...

If you can save some of your graduation cash, a Roth IRA offers a unique chance to grow your money 100% tax-free for years—but it’s an opportunity with a limited window.

The Internal Revenue Service (IRS) announced on November 1, 2024, that the maximum contribution limit for 401(k), 403(b), most 457 plans, and the Thrift Savings Plan will ...

Whether you work at BHS or elsewhere, selecting the best retirement savings option for you requires careful personal ...