Benefits of an HDFC bank Xpress personal loan No Collateral: Provides for financing without pledging any assets. Quick access: Funds are seamlessly given, pre-approved loans are released in 10 ...

Banks charge interest on their personal loans which could range anywhere in the range of 10.85 to 24 percent per annum.

MCLR, or Marginal Cost of Funds-Based Lending Rate, is the minimum interest rate below which banks cannot lend. Introduced by ...

Of the Rs 478 crore, Rs 329 crore comes from 1,973 mortgage and home loan accounts, Rs 77 crore from 3,232 commercial vehicle ...

Personal loans are gaining immense popularity in India due to their easy accessibility and convenience. Institutions like ...

As of March 2025, several leading banks, including HDFC Bank, Bank of Baroda, Punjab National Bank (PNB), Canara Bank, and ...

The RBI’s recent repo rate cut to 6.25% is expected to lower borrowing costs for personal and home loan borrowers. Several ...

HDFC Bank has revised its Marginal Cost of Funds-based Lending Rate (MCLR). The bank has reduced the 2-year MCLR by 5 basis points (bps). Other loan tenures remain unchanged. New MCLR Rates ...

HDFC Bank, India's largest private lender by assets, will grow its loan securitisation business over the next few years to meet rising investor demand, the bank's chief financial officer said.