ICC estimates that – for those who have held their IRAs for at least ten years – the average balance is $280,000. It's ...

Want to stash away over $60K per year tax-advantaged? This video breaks down how self-employed individuals can maximize ...

Keeping one's retirement assets in cash not only means that workers are losing out on the potential long-term gains, but are also eroding the value of their savings due to inflation. Among IRA ...

Historically, an IRA, or individual retirement account, is a retirement savings option that you access of your own accord — unlike, say, employer-sponsored options like 401(k) plans or pensions.

More than one million workers have “auto-IRA” retirement accounts, a milestone in the effort to boost 401(k) and IRA savings in America.

RMDs: Beginning at age73 (or 75 if you were born in 1960 or later), you must begin taking RMDs from your 401 (k), even if you ...

Q. Dan, I’m 52, single, make $110,000 and want to crank up my savings for retirement. I’ve maxed out my contributions to my 401(k) the last three years (love the tax break) and am looking at a ...

Accessibility of funds in a Roth IRA is greater than a 401(k) or a traditional IRA but less than a savings account. With savings accounts, you can access funds at any time.

Converting a traditional IRA into a Roth IRA can provide tax-free income and estate planning advantages in the future. But you’ll have to pay taxes on the money now, at what could be a higher ...

MoneyWatch: Bear market causes Americans to lose trillions in retirement savings 04:04. Individual retirement accounts, or IRAs, are the dominant retirement account in America today.Nearly 4 in 10 ...

An IRA or 401(k) can help you supercharge your retirement savings. We'll help you pick one or opt for both.