If you have an inherited IRA, there’s a key change for 2025 that heirs need to know. Here’s how to avoid a penalty.

Combining annuities with IRAs or 401(k)s can be powerful. But people often don’t even consider the combination because of ...

To make it easy and maximize benefits, beneficiaries should make the split by December 31 of the year following the year the original owner died. Be sure the custodian retitles the inherited IRA ...

An inherited IRA is a type of retirement account that is passed on to a beneficiary after the original account holder’s death. The key feature of an inherited IRA is that it allows the ...

The rule covers most non-spouse beneficiaries if the original IRA owner reached the required minimum distribution, or RMD, age before death. But some heirs may consider withdrawal timing to avoid ...