Below are the 10 best rates for CDs in August 2025. All of these accounts are protected by either the Federal Deposit ...

Earning the best 12-month certificate rate this month at 5.11% only requires a minimum balance of $500 at Geismar Complex ...

Thinking about taking cash out of your CD early? Learn how to calculate if it's worth it, and why a high-yield savings ...

CDs can help you lock in today’s generous interest rates ...

There are CD specials still running for the 4-, 8-, 17- and 25-month terms at Providence Bank. The highest of these offers is ...

If your CD term is almost up, missing your bank's deadline could really cost you—with a lower APY and a new term commitment ...

A certificate of deposit typically offers a higher rate of return than a traditional savings account. Find out which type of CD might be right for you.

Not to be confused with the metallic music-playing discs of the '80s and '90s, CDs — formally known as certificates of deposit — are a savings option still very much in play.

What Is a Certificate of Deposit? A certificate of deposit is a safe, income-generating investment, as the funds are insured by the Federal Deposit Insurance Corp. up to $250,000.

Initial deposit The “initial deposit” is the amount you agree to put into your CD at opening. CIT Bank, for instance, has a $1,000 minimum deposit for most of its CDs.

Typically, a certificate of deposit matures between six months and five years, although CDs are available in a variety of term lengths. CD rates change, so be sure to check current rates before ...