Getting a tax refund can be as exciting as it sounds. But can getting this money affect your credit score? The short answer ...

The credit score simulator only uses the Classic FICO scorecards available at each of the repositories, not the most ...

While regular payments can improve both scores, any late or default on payments can considerably impact both the scores.

Your credit score is key factor in taking a loan. Discover how a higher score can lead to better loan terms and financial ...

Discover what a 680 credit score means, its impact on loans and credit cards, and expert strategies to improve your score, ...

Credit repair companies offer the service of verifying your credit reports to weed out any errors, incorrect items, outdated ...

UNDERSTANDING WHAT A CREDIT REPORT IS. According to Equifax, most consumers think that they can access their score in their ...

For a mortgage application, a ‘magic’ score of 680 or more (‘excellent’ and ‘good’ slots) unlocks the best rates with a ...

Usually, rent doesn’t affect your credit score — unless your payments are being reported to the major credit bureaus or debt ...

A good rule of thumb is to keep your credit utilization ratio below 30%; however, keeping it in the single digits is even ...

Credit card disputes and errors in credit reports have long been a concern for consumers. Inaccuracies in credit reports can ...

Credit score ranges vary based on the model used (FICO versus VantageScore) and the credit bureau (Experian, Equifax and TransUnion) that pulls the score. The ratings typically include bad/poor ...