Aug 26, 2025 · However, you should consider a few things before taking a loan from your 401 (k). If you don’t repay the loan, including interest, according to the loan’s terms, any unpaid amounts become a …

Aug 25, 2025 · Learn when you might want to borrow money from your 401 (k), plus the rules and regulations to keep in mind. When done for the right reasons, taking a short-term 401 (k) loan and...

May 23, 2025 · A 401 (k) loan or withdrawal, or borrowing from your 401 (k), may sound like a great idea, but there may be other options. Discover what to know before taking a 401 (k) loan here.

Oct 1, 2025 · 401 (k) loans are typically capped at the lesser of 50% of vested balance or $50,000, if your plan allows loans. You generally must repay within five years (longer if used to buy a principal …

Nov 21, 2025 · Sometimes it might be necessary to take a loan from your 401 (k). Before taking that type of withdrawal, make sure you know the rules and implications.

Nov 10, 2025 · Understand 401 (k) loan rules: eligibility, maximum amount, repayment, interest rates, benefits, drawbacks, and considerations before taking a loan.

May 15, 2025 · Here are the key rules and limits to keep in mind for 2025: You can borrow up to 50% of your vested balance, which is capped at $50,000. The exception to this is that if 50% of the vested …

Jan 21, 2025 · Do all plans allow 401 (k) loans and withdrawals? No. If you’ve decided you need to take money out of your retirement savings, your first step is to check with your HR department or the plan …

Aug 16, 2025 · Because the potential consequences are serious, borrowing from a 401 (k) is not a decision to be taken lightly. We’re here to help you understand everything you need to know — from …

Feb 25, 2025 · How a 401 (k) loan works If your plan allows it, you may be able to borrow up to 50% of your vested balance—that's 50% of the portion of your account that’s yours, without conditions. You’ll …