Find the best IRA CD rates from credit unions and banks by comparing APY, term, minimum deposit required and early withdrawal penalty charges.

Mar 19, 2025 · IRA CDs are low-risk and typically best for those who are retired or close to retirement. Many IRA CDs offer APYs ranging from 3.00% to 4.50%, offering better returns than in previous years.

Dec 23, 2025 · Marcus consistently ranks among the top online banks for CD rates. The rates are competitive, the terms give you options, and there's no different rates based on your balance.

Bankrate's experts compare CD offers from thousands of financial institutions, empowering you to make the right decisions for your financial goals.

Searching for the best CD rates? Bankrate.com offers rates, comparison tools and news on certificates of deposit.

Dec 23, 2025 · Be sure to compare the best CD rates at several banks before deciding where to put your money to help you lock in the highest returns and meet your financial goals faster.

Dec 23, 2025 · When deciding where to park your savings, compare the best CD rates, available term lengths and minimum deposit amounts (if any) at several banks when deciding where to park your …

Dec 11, 2025 · Read Bankrate’s list of best CD rates to find other financial institutions that reward you more for parking your savings with them.

Dec 23, 2025 · Synchrony consistently ranks in the top tier for CD rates, often competing directly with Ally Bank, Bread Savings and Marcus by Goldman Sachs for the highest APYs available.

Dec 23, 2025 · Wells Fargo offers special and standard rate CDs. The special rates require you to deposit at least $5,000. The standard rates require you to deposit $2,500.