Like a regular CD, an IRA CD is an interest-bearing account, but it also offers potential tax-deductible or tax-deferred options on funds set aside for retirement.

IRA savings account rates are generally comparable to those on regular savings accounts, with online banks often offering higher yields than traditional institutions.

The best 5-year IRA CD rates are often available from online-only banks and credit unions. Compare 5-year IRA CD rates in the table below, and learn more about how IRA CDs work so you can make an …

If you are looking for a way to reap the tax benefits of an IRA, but you know you will need the funds and interest earned in the near future, the 3-Month IRA CD could make sense. Depending on current CD …

Oct 14, 2023 · The following table compares the 11-Month Jumbo IRA Certificate to the two highest-rate IRAs from other credit unions and the two highest-rate IRAs from banks. To search for the best IRA …

May 31, 2025 · A 6-month Relationship Rate CD starts at 4.25% APY, and a 16-month Relationship Rate CD starts at 3.50% APY. If you need assistance with an account, you can visit a branch during …

The best 2-year individual retirement account (IRA) CD rates are usually found at credit unions and online banks. Explore the best 2-year IRA CD rates in the table below, and learn more about IRA …

Jan 5, 2026 · It earns a higher interest rate than the free checking accounts, though Flagship Checking offers higher returns on balances over $1,500. No minimum balance is needed to earn interest with …

Apr 26, 2024 · To get the best rate on your CD, you may need to qualify for KeyBank’s Relationship Rewards interest rate. KeyBank also offers small-business CDs in many terms and jumbo CDs, …

Jan 20, 2025 · Always verify rates and promotions with the bank or credit union. We are not Bank of America; we are a rate comparison website and cannot provide official rates or promotions.