Review the required minimum distribution rules for certain retirement plans, including traditional IRAs, SEP IRAs, SIMPLE IRAs and 401 (k) plans.

Use our RMD calculator to find out the required minimum distribution for your IRA. Plus review your projected RMDs over 10 years and over your lifetime.

Dec 31, 2025 · Once a person reaches the age of 73, the IRS requires retirement account holders to withdraw a minimum amount of money each year – this amount is referred to as the Required …

Use our required minimum distribution (RMD) calculator to determine how much money you need to take out of your traditional IRA or 401 (k) account this year.

Dec 5, 2025 · This guide will take you through how to use the RMD table, explain what it means for your retirement and discuss what happens if you don’t satisfy your RMD for a given year.

Apr 29, 2025 · A required minimum distribution is a specific amount of money you must withdraw from a tax-deferred retirement account each year, beginning at age 73.

Apr 21, 2025 · Required minimum distributions (RMDs) can be an important part of your retirement-income plan, but it's important to know that they come with some strict rules about the timing of when …

Jan 6, 2026 · If you’re entering retirement, it’s essential to understand how required minimum distributions, or RMDs, work. Tax-deferred accounts are subject to RMDs. That means the account …

Sep 16, 2025 · RMDs are the minimum annual withdrawals you must make each year from most tax-deferred retirement plans (excluding Roth accounts). Because your retirement accounts grow tax …

Dec 16, 2025 · You calculate your RMD by dividing your year-end account value by the estimated remaining years in your lifetime, as per an IRS table. If you miss the RMD deadline, you may incur a …