Roth 401 (k) contributions are after tax and get tax-free withdrawals; traditional 401 (k) contributions are pretax and have taxable withdrawals.

May 13, 2025 · Can't decide between a Roth 401 (k) vs 401 (k)? Let's look at the main differences between the two, so you can choose the best retirement plan for you.

Aug 25, 2025 · Here are some considerations in determining if you’re likely to benefit more from before tax or after tax (Roth) 401 (k) contributions.

Apr 29, 2025 · The majority of large employers offer a Roth 401 (k) retirement plan option, but not many employees choose it. There are pros and cons to choosing a Roth 401 (k), and the right answer for …

Jun 26, 2025 · The 401 (k) plan comes in two varieties — the Roth 401 (k) and the traditional 401 (k). Each offers a different type of tax advantage, and choosing the right plan is one of the...

Nov 24, 2025 · Choosing between a 401 (k) and a Roth 401 (k) depends on your circumstances and goals. Understand the differences to pick the best 401 (k) account for you.

Nov 25, 2025 · If you have multiple sources of income in retirement, from say a traditional 401 (k), taxable brokerage accounts, cash savings, and a Roth 401 (k), you have more flexibility in deciding...

Aug 29, 2025 · Contributions to a Roth 401 (k) are made after taxes. The tax benefit comes later, wherein gains can be withdrawn tax-free in retirement. What Is a Traditional 401 (k)? A traditional …

Whether your employer offers either or both plan types, we’re here to help with understanding the difference between a Roth vs. Traditional 401 (k) — and the income tax implications of each.

Jan 7, 2026 · While both types of accounts follow similar rules — they have the same contribution limits, for example — the impact of a Roth 401 (k) vs. traditional 401 (k) on your tax situation, now and in …