Aug 26, 2025 · A SEP plan allows employers to contribute to traditional IRAs (SEP-IRAs) set up for employees. A business of any size, even self-employed, can establish a SEP.

Simplified Employee Pension Plans (SEP IRAs) from Fidelity help small business employees and self-employed individuals save for retirement and take advantage of tax benefits.

May 1, 2025 · Small businesses and self-employed individuals can use SEP IRAs to meet retirement savings needs. SEP IRA contribution limits are annual and often higher than standard IRAs and 401 …

Establish your SEP IRA as an employer. Complete the required forms to establish your plan and account. Here are all the documents you'll need to set up your plan depending on if you have no …

Jun 11, 2025 · What is a SEP IRA? A SEP IRA is a tax-advantaged retirement account that’s an especially attractive option for workers who don’t have access to an employer-sponsored plan. The …

For sole proprietors and small businesses, SEP IRAs offer a powerful, low-maintenance way to save for retirement. They feature high contribution limits, flexible timing and simple setup, all without the …

Nov 20, 2025 · What is a SEP IRA? A SEP IRA is a type of retirement plan that enables small business owners, along with their employees, to save money for retirement. Like other IRAs, SEP IRAs are …

Jun 26, 2025 · It’s a tax-deferred retirement savings plan that works a lot like a traditional IRA. The SEP-IRA provides a retirement plan option for companies with small teams—or a team of one—with …

Sep 12, 2024 · Small business owners can create a SEP-IRAs for themselves and their employees. Photo credit: Tara Moore. A SEP IRA is a retirement savings account for self-employed people and …

A SEP-IRA is a traditional IRA that holds contributions made by an employer under a SEP plan. You can both receive employer contributions to a SEP-IRA and make regular, annual contributions to a …