2025 401(k) and IRA contribution limits: What you need to know
2025 401(k) and IRA contribution limits: What you need to know
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New IRS IRA limits drop — see how rich you would be if you saved this much annually
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Even with less than 2 months left in 2025, you can still contribute to your Traditional or Roth IRA until April 15, 2026 (next year’s tax deadline) to maximize your 2025 limits. ✅ 1. Traditional IRA - $7,000 if you’re under 50, or $8,000 if you’re 50 or older. Contributions grow tax-deferred until you withdraw in retirement. ✅ 2. Roth IRA - Same limits: $7,000 under 50, and $8,000 if you’re 50 . Funded with after-tax money, but grows and withdraws tax-free. ✅ 3. SEP IRA - Funded by employers up
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