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David Tregear has spent over a year battling Equifax after his credit score vanished without explanation — until CBC’s Go Public uncovered a little-known rule that allows it. One expert says Canada’s credit system lacks transparency and oversight, allowing credit bureaus to make up their own rules. #Equifax #CreditScore #Canada #CBCNews #GoPublic
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The date of last activity (DLA) for an account might not show the same date across all three major credit bureaus (Equifax, Experian, and TransUnion) for several reasons: 1. **Differing Reporting Times**: Creditors may report to each of the three credit bureaus at different times or on different schedules. This can result in discrepancies in the reported data, including the date of last activity. 2. **Inconsistent Reporting Practices**: Not all creditors report to all three bureaus, and even whe
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